Federated Family Credit Union

Quoted rates are in effect as of 3/05/10 and are subject to change without notice. Dividend rates are calculated on the average daily balance and paid quarterly. No dividends are paid on share, club, or certificate accounts with less than $100 on deposit. Checking accounts with less than $500 do not earn interest. Early withdrawal penalties and fees may reduce account earnings. Call the credit union for current rates.

A copy of the credit union's Truth-in-Savings disclosure and Fee Schedule is available upon request.

Share Savings & Club Accounts	Minimum	Rate	APY*
	$100	0.10%	0.10%
	$5,000	0.15%	0.15%
Certificates of Deposit (also for Traditional, Roth, & Education IRAs)	Minimum	Rate	APY*
3 months	$1,000	0.25%	0.25%
6 months	$1,000	0.50%	0.50%
12 months	$1,000	0.75%	0.75%
18 months	$100**	0.35%	0.35%
18 months	$10,000	1.00%	1.00%
24 months	$1,000	1.30%	1.31%
30 months	$1,000	1.40%	1.41%
36 months	$1,000	1.55%	1.56%
48 months	$1,000	1.65%	1.66%
60 months	$1,000	2.00%	2.02%
**Additions may be made to this certificate without advancing the maturity date or changing the rate. There is a penalty for early withdrawal.
Money Market Accounts	Minimum	Rate	APY*
* $300 minimum to open.	$100*	0.10%	0.10%
	$3,000	0.15%	0.15%
	$10,000	0.30%	0.30%
	$25,000	0.50%	0.50%
Checking Accounts	Minimum Avg. Daily Bal.	Rate	APY*
Student & Direct Checking	$500	0.05%	0.05%
Checking Plus	$1,000	0.05%	0.05%
Dividends are paid on qualified balances in Student, Direct and Checking Plus (Share Draft) Checking accounts.

Savings Rates